By not using leverage is definitely going to take a lot longer to accumulate the critical mass of rentals you'll need to feel comfortable, whatever that cash flow number is.

Hey @Evan Sasso- welcome to BP from a fellow Mass investor (I grew up in Boxford and live in Boston now). 

Of course the mass exodus from the state is also not helping this as this lessens the overall tax basis even more

I expect my investors to be silent.I plan to focus my search near mass transit and new developments.

I guarantee you that the mass majority of the top 5% of wealth do not follow the Dave Ramsey approach.  

@Kevin Coleman  Things may be (and probably are) different in TX, but here in Mass., we can go to Land Court and file a "quiet title" action.  

From my understanding it's the unsolicited mass text blasts, RVM, and dialers that are under scrutiny. 

Since he wants to arrange the sale of real estate in expectation of a fee/skim, then maybe you should re-read Exemptions from license requirement – M.G.L. 87 QQ in Mass and pretty sure you need to be a principal or atty or have a RE license.If he wants to engage in the fantasy of saying he's buying, the tell the REA you have PoF, E/M, are taking title and a GFE from a lender.Principals (buyer or seller)Negotiating loans secured by real estateProperty managers while acting under contract with property ownerA licensed auctioneerDealing with securities or beneficial interests of a trustPublic officialsAn attorney-in-factAn attorney ONLY in the normal performance of their dutiesA receiver, executor, administrator, guardian or conservator0.

In my opinion i like this approach because im a researcher and love cracking cases, im not much of a mass mailer throwing spaghetti against the wall to see what sticks.   

I have a lot of people reaching out to me that have paid for the Armando Montelongo course.  They know a good amount about analyzing properties and even have some good calculators that they may have paid for dearly. I...