I am guessing that they will suggest that you require the Tenant to have:- General Liability (1,000,000/occurance)- Umbrella Liability ($1mm or more)- Professional Liabiity ($1mm or more)- Tenants Legal Liability ($500,000 or $1mm)-  Abuse/Molestation covered under the Liability or as a separate limit)- Business Auto Liability ($1mm)- Workers Compensation & employers Liabiltiy- If they paid to make modifications to the property to be able to operate (ie. ramps, special doors, etc.) they may need Additions & Alterations coverage depending on what your lease says on who owns those.They will probably seek to add requirements that shift the burden of Insurance to the tennant for something that you both get drawn into.  

I'm seeing Coqunia Key make the changes that are vital for strong appreciation. 

Trying to add enough addenda and modifications to force it to work will give you a butchered, hard to read contract.

If you have the date of death, then you can go to your county vital records and get an informational copy of his death certificate - if this is in California.

Do banks ever allow modifications to remove one partner? 

(Having been a lender, I know that the bank's decisions are made on things like VA, FHA or conventional, if it was a purchase loan or a refi, homestead, quotas for the negotiators, pressure from the FED, incentives for the negotiators, loan modifications, bankruptcies, lawsuits, robo-signing, MERS, bank's availability of funds, vacant management positions and on and on.

Your personal cash flow and DTI are going to be shot really quickly, and those two things are vital to production of wealth and your ability to leverage.

Because of privacy laws the county would not even acknowledge that the office resided there, and the State Vital Statistics office would not give out a copy of the death certificate without a court order, also to comply with privacy laws. 

Education is great, and it's vital, but you'll learn much more once you start taking action, and if you are open to continuing to learn, you'll do well.

No matter where you choose to invest, it is important to remember that who you invest with is of vital importance.