RALF/RCH Insurance Question

[Andrew M.]

This question is for those who operate or have an understanding of residential assisted living facility, residential care homes, RALF, RCH, etc., as a business specifically, not the underlying real estate. 

1. What type of business insurance do you carry? Professional liability, general liability, anything else? 

2. Who underwrites it?

3. What limits do you carry?

4. What is the average price you are seeing/bed or /resident?

I see that there are a handful of insurers that specialize in this type of underwriting from a simple Google search, but I'd be curious to hear about your success!