Furthermore, in Seattle, there is a lot of cash floating around.

However, I did not do enough due diligence for myself understanding they only had 2 year rate caps and floating rate debt.

First let's address a pro tip; the one that said glue down a FLOATING FLOOR which is all Click Lock.

I see a lot of options floating around.

I just got a 3yr ARM, 5.25% for 3 years, then floats at 1yr CMT+3.25%, 30year term/amort, lifetime rate maximum of 11.25%, fees around $1k).

Originally posted by @J Scott:In some states harassment may be considered a crime but I am sensing the discussion drifting in a futile direction. 

If you sign individually and refer to a partner in writing, the closing agent may then need the partner's signature since there appears to be someone else floating around out there that has an interest in the contract and property.

There are more examples but i hope you get my drift.

Its in their best interest...if you get my drift...

I've got a couple other ideas floating around as well which are slightly similar, but nowhere near that inspired ;) Once I've got them tested I'll throw them out there if they're any good, but until then I may just steal your idea :-P Great stuff!