I know that you do a great job smoothing out any "rough spots" in the lending process, so that certainly helps when the deal starts to go sideways... 

Plus, with it being just myself running my own business, and after reading up on how many cash buyers other wholesalers have put in their network to buy properties, that are also sole proprietors, I'm going to assume that having a huge cash buyer list is not really efficient at this point in the game.

I drove up route 9 thru Schodack, Greenbush and Rensselaer the other week and those campuses are huge.

However, I do rely on my trusted network of local professionals for different parts of the process.

Yup, you said it.. a "minuscule amount". but that minuscule amount is still a huge number.

It sounds like you've been through a lot, but the fact that you’re jumping back in with a solid, realistic mindset is huge.

Since they're low income/tax credit, they just don't make the kind of money needed to pay those huge premiums.

If so you could pull equity out to begin the BRRRR process.

However, we will likely need a property manager to assist with some facets of running this rental (since we would not live locally) and would primarily market it through platforms such as Airbnb and VRBO to start, (eventually setting up a direct booking process).Here's our question for those who have experience in STR's or who might be involved in a similar scenario: How challenging is it to meet the material participation hours needed to achieve active status?

I use a loan servicer who processes the borrowers payment and then sends to me.