Unfortuna-tely, people nowadays do much on-line and not in person. 

The downtown has over 500 empty buildings, there is buzz that the Jacksonville Jaguars owner is going to redevelop 13 acres along the waterfront with a convention center, hotels, and more destination stores and restaurants.

So correct me if I'm wrong but what does anyone have to be scared of if the following conditions apply in a meltdown1. youre locked into a 30 year conventional or 7 year commercial loan and the banks cannot re-appraise or call in full your loan as long as mortgages are being paid  per the closing docs2. your rents can take 25-35% cut and still break even on all mortages, taxes, and insurance3. you live in a populated and buzzing area where demand has always been heavy and unless a bomb dropped on it (yay insurance) you shouldn't have trouble finding renters4. downturn --> people lose jobs and homes or try to downsize and  turn to renting  (good thing). 5. have solid tenants that have older co-signers (parents, guardians)Am I missing something that the banks can still do to me even if I'm paying my debts on time?

I would turn it over to your insurance carrier.. or put them on notice.. mold is generally caused by the TENANT is my experience.. but its a buzz word that's for sure.. 

If you're ever in Oklahoma City, you should buzz us and we'll have a coffee. 

Nowadays we have so many resources available so we can dip our toes in the water first before completely diving into an industry. 

Nowadays I have a roster of probably 30 vendors that I can reach out to (and sometimes I blast through all my options for a particular problem).The biggest challenge is find good handymen for doing low hanging fruit (fix outlets, fix sink, change light fixture, spackle/paint).

Utility companies may be less forthcoming nowadays maybe for privacy reasons. 

@Sasha Josephs i have been long distance landlording for quite a while now. rehabbing outside of my local area was a breeze to be honest. i have a team i can trust and i just made phone calls and checked on progress when necessary. if i was in the area, i would be there swinging a hammer until 3am everyday. for me, i am better off far away. i have not done any local rehabs. i flew back to the area once, maybe twice, to check on things. i did not fly back to just check on things though. the trip was always for other reasons and i just popped by because i was in the area. if you do not trust your contractor while you are away, that is your first problem. nowadays, we can send pictures and videos very easily. that is all that i need. 

I hardly recommend people because most nowadays are not worth recommending though Fund & Grow is who I refer for people who need seed money for their business or for any reasons you might need lines of credit.Thanks Fund & Grow for all the help, it was worth it!