There's no black magic, you just need to be sure to send money to the right place.

The devastation left behind by Hurricane Harvey could result in 300,000 new mortgage delinquencies, with 160,000 borrowers becoming 90 days or more past due, according to a new forecast from Black Knight Financial Services (BKFS).This new forecast is based on a comparison to the 2005 damage left by Hurricane Katrina, when mortgage delinquencies in FEMA-designated disaster areas across Louisiana and Mississippi soared by 25 percentage points and peaked at over 34 percent.The areas impacted by Harvey have twice as many mortgage properties as those impacted by Katrina—Black Knight estimated there are 1.18 million mortgaged properties in Hurricane Harvey-related FEMA disaster areas, with $179 billion in unpaid mortgage balances.

I feel there are tricks on this, even though I think naively it's all black and white business.

The one with particularly ugly brick(black, oranges, yellows) I matched the brick to Behr Pumpkin Butter and painted the wall around the fireplace as an accent and painted the rough cedar mantel something different, lighter creamy yellow.

Black mold which is more than probable in most situations with severe water damage will require substantial amounts of gutting and sanitation.

The carpet has to be replaced because it is black with stains.  

For our wholesale deal, we made a flyer with a black sharpie and copied it on yellow paper.

No clear black and white answer to this one though.

this is my dilemma I just had a tenant of two years who recently moved out on doing the move out inspection I saw that the carpeting which was installed just prior to the tenants moving in had  black paths around where I guess the beds were, the carpeting has buckled in areas from the heavy furniture that they had and its completely matted and no amount of steam cleaning will restore the carpeting.

Of course you black out all of the private info....