Just a follow up question, were you utilizing debt to invest, I have always been taught since a young age to try and not utilize debt (I come from a family of stock market investors, traditional business owners) where debt is not utilized as frequently which I obviously understand debt can be a very powerful tool and utilized in a great way its just something I want to avoid with my investments to an extent any suggestions for investing without debt or as little as possible. 

Utility improvements.

Utilizing empty lot space in this way helps to combat the increasing housing prices and limited supply many markets have been experiencing.

Would you be willing to describe a bit more about how you determined your utility caps? 

They put utilities in their name and keep them paid.

Out of that voucher amount, they will have a utility and appliance work sheet that provides a cost for each utility or appliance not provided by a landlord for each bedroom size.

I do own two triplexes in Scranton, and I will say the one issue is that you are going to be taking care of the utilities normally if they are not on separate meters, which could take a good amount of money away from your overall cash flow. 

I would like to purchase my first property sometime next year, utilizing this year to learn and network as much as I can.

I mean myself and any bank would need more details, but if you utilize that large sum as a downpayment and have a small mortgage, wouldn't you easily qualify for the debt to income?

Each are great strategies to access capital and each has its pros/cons for utilizing the strategy in the best way.