Ok, yes that's a bit cheeky but seriously, your talking about some very important, regulatory/law stuff, if your not willing to do the most simple basic actions of simply googling the laws, and reading through the statutes, I am sorry but than my time and effort has not been earned to help guide. 

Seems like a decent guy, I enjoyed visiting with him (full disclosure, haven't worked with him yet).http://live.ehlertlaw.com/about

Thank you and really enjoy this group!

I'd imagine the Sub2 deals you wholesaled was simply you brokering a deal between a buyer and a seller. 

It's honestly a very sad situation and I am convinced they are simply in way over their heads. 

If you enjoy mentoring or care to share how you found your current mentors, I'd love to hear it!

I'll never forget what he told me, If you ever want to start purchasing real estate simply call this guy and write him a check and don't ask any questions.

We’re simply cheerleaders, fellow players, and coaches trying to get the new players to live up to their potential. 

@Tony Thomas  Points, discount or buy down are all the same thing, and that thing is simply pre-paid interest.

The new PM simply asked/told the existing PM what they needed to do in order to process the transfer.