If you have any questions concerning especially the funding of this project, feel free to reach out.

What they are currently using the home for (renting by the room vs renting the entire house to one group) isn't your concern.

Then if I have additional concerns I call in an expert to get further information and an estimate on what the repair will cost.

My concern is the the long construction time and rising interest rates.  

Hi Renata,To gain a clearer understanding of the overall condition of the home—including plumbing, electrical systems, HVAC, and the roof—and to identify any major issues such as asbestos, water damage, mold, foundation concerns, or wood-destroying insects, I strongly recommend having the prospective properties thoroughly inspected.

My only concern is I believe most ADUs all tie into the same utilities and would be 1 bill.

But for now, not looking for a job.As for concern for bank accounts vs tangible and pragmatic things, you make a good point.

That being said, liability is often the biggest concern with short-term rentals, and the underwriters have agreed to offer a general liability only policy." maybe dodged a bullet.

To whom this may concern, I am an investor looking to buy my second property.

I would compare it to you or the Seller buying down the rate permanently.