Just a couple of notes:You need 8712 sqft of land for 3 units for r-2 in Tucson.  

Married Adults + 2 kidsWhat if there is 1 samll dog/cat added to each of the scanarios above?

I attended a REI conference back in October 2024 prior to knowing anything about Bigger Pockets or investing in general, and it gave me the motivation to seek out information and shoot for my first couple of deals in 2025.

Best part is 1-2 years a refinance will make our numbers look even better and we are seeing our home increase in value because of both the forced appreciation via rehab and being in a growing market.If not married, I would have chose area first based on rentability.

He also said there are a couple counties in Texas (I forget the names), that ban out of staters from buying investment properties as well. 

If you are single or married with a small child, buying a duplex or 4plex should work well.  

Couple is divorcing, husband wants to keep the property; wants ex-wife's name off of property/loan. 

Spent a couple years as an LO. 

Quote from @Rou Odab: Some of these things would come up on a home inspection, but since we are past that I would do a couple of things.

I have done a couple of fix and flips.