They simply do Fannie, Freddie, FHA, VA, and USDA loans.

Making over a $140,000 isn't much of a horror story even if it's a "scary house." 

This money gets added onto the back of the loan kind of like a VA funding fee does. 

OO loan seems like real long shot. 

I've been saving for a house hack over the past two years and recently came across a great property in the Denver metro area that I’d love to pursue.

If it does go to probate, hopefully your brothers and you can amicably go the informal route vs formal (I've worked with families in both when buying properties out of probate and informal is FAR easier).Since there's no debt on the house, maybe you could sell with financing or maybe you could even buy out your brothers with financing -- that way you maintain ownership and just pay them a monthly amount.

What type of loan is this?

These are business purpose loans so there isn't any sort of red tape when purchasing multiple properties at once or one after another.

Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

How much will you spend in repairs on a 1920's house with renters ?