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Updated 27 minutes ago, 01/09/2025

User Stats

19
Posts
8
Votes
John Friendas
8
Votes |
19
Posts

Maximum # of DSCR Loans Lenders Will Give?

John Friendas
Posted

As a person with an average salary, I was wondering what the maximum amount of DSCR loans a lender would give out would look like? I have one conventional mortgage and am looking for turnkey rentals, which there are many of in the midwest. How do I get to 5, 10, 20 properties with DSCR? And do they care if I do rent by the room strategies?

Originally, I felt limited by conventional lending DTI.

The downpayment and closing costs would be one large hurdle in order to repeat this, I'm not sure how willing lenders are to allow 3 properties a year. Still learning the DSCR ins and outs. Thanks!

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