![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2813706/small_1695272031-avatar-chrisa719.jpg?twic=v1/output=image&v=2)
14 February 2025 | 6 replies
As population grows, housing demand increases, driving rents higher.Rapid and Sustained Appreciation: Not all cities with growing populations appreciate rapidly.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3180481/small_1738950119-avatar-christinev65.jpg?twic=v1/output=image&v=2)
13 February 2025 | 25 replies
The capital you'll need to accumulate depends on the appreciation rate in your chosen investment city.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2434604/small_1694571605-avatar-christinav53.jpg?twic=v1/output=image&v=2)
11 February 2025 | 3 replies
Quote from @Christina Venegas: Quote from @Dominic Mazzarella: Quote from @Christina Venegas: is it possible to do HELOC on a primary home that was purchased 6 months ago with 5% of down payment, the property was $145k and it was appraised at that time for $160k. i need advice from investors and lenders, if anybody knows some lenders that could help me I would really appreciate it, thanks for taking your time to respondIt’s definitely possible to get a HELOC on a primary home, but most lenders have a seasoning periods which are typically 6-12 months after purchase before they’ll allow it.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3177861/small_1738537338-avatar-nickr535.jpg?twic=v1/output=image&v=2)
15 February 2025 | 9 replies
The right market for you depends on whether you prioritize cash flow (Augusta, Columbia) or long-term appreciation (Greenville, Huntsville).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3100519/small_1736197867-avatar-meghanc48.jpg?twic=v1/output=image&v=2)
11 February 2025 | 3 replies
However, the DFW area stands out due to its stronger appreciation, rapid population growth, and overall economic expansion.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3134834/small_1729014349-avatar-simong81.jpg?twic=v1/output=image&v=2)
14 February 2025 | 9 replies
I would greatly appreciate it.Thanks,SG There are lenders out there either with low LTV or high fees pick your poison
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3181780/small_1739475197-avatar-enyok.jpg?twic=v1/output=image&v=2)
13 February 2025 | 1 reply
Cash flow is difficult here in California, and so I'm looking for opportunities that have strong appreciation and long-term growth opportunities with strong tenant bases to complement my long-term investment strategy.I appreciate any insight and stories.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3176795/small_1738607241-avatar-erenem.jpg?twic=v1/output=image&v=2)
16 February 2025 | 5 replies
Long-Term Appreciation & Exit Strategy•Kissimmee and Orlando have seen steady appreciation, and with your plan for forced appreciation through renovations, your investment should grow over time.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3109816/small_1724903917-avatar-davidl1686.jpg?twic=v1/output=image&v=2)
15 February 2025 | 10 replies
that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1504521/small_1736641413-avatar-gracep20.jpg?twic=v1/output=image&v=2)
7 February 2025 | 14 replies
So any information will be very much appreciated.