@Joshua Stewart, are you saying that an FHA-approved Lender, looking at your history and circumstances (and the deal), will come to the conclusion that they can't risk lending you $71k, because: what if you can't pay back $500/m?

After extensive research and testing, I am certain that you will discover and come to the same conclusion as all Federal and State efforts have - that deceased people don't read letters.Perhaps mail to the people in charge of their estates?

Can anyone that reads the several helpful posts that I took the time to write in this thread come to the conclusion that I was judging her?

After actively seeking multifamily in Santa Fe for years, then getting frustrated and looking for single family rentals, and never finding any of those that made sense, my conclusions about opportunities in Santa Fe are: Fix and flip, particularly in the $200,000-$300,000 range.Vacation rentals. 

Hello Everyone,I've been thinking about what and how I can get involved with real estate without quiting my current career as an engineer.I've come to a conclusion that I'd like to dig into Passive Income Investing.

For example, you can have one water meter, and only pay one base charge.Those are just my first few thoughts, and My conclusion is to work to maximize the density.I hope this helps everyone.

Not to jump to conclusions, but your comment made it sound like you were offended by my post.

From there I dug deeper and came to the conclusion that instead of vacation rentals I could buy and hold properties while renting to annual tenants which would be more suited to my current situation.

Make sure she understands if he moves in you will evict and offer to release her from the lease.Your problem is you have absolutely no way of policing the situation or proving conclusively he is there.

Do not think you can make any conclusions about a business card title does not mean they know anymore than you do.