Sean O'Toole from property radar graciously gave me some good ideas on how to fine tune his web site to find old modifications and low and behold we have a we deal today. 

Loan Modification Agreement (Mortgage) dated February 23, 2016, executed by andbetween DP JR AND SP , and Wells Fargo Bank, N.A.

Networking in real estate investing is vital so don’t be daunted and go to the events!

If the property is 5+ years delinquent, there's a strong chance he won't be keeping it via a loan modification. 

While all of these are vital for many different reasons my suggestion would be to find what really fits YOUR lifestyle.There is no wrong or right with which direction you take in RE (As long as you do your due diligence of course) just as long as it fits YOUR lifestyle because in the end you need to be happy and confident in what you do and not try to pursue someone else's  direction simply because they have had success in it.One of the best ways to really gain the knowledge you seek is after you pin down you niche really reach out to those in that specific field.

Your ability to put together a strong team is vital on the success!

Now-a-days everyone is in FC, but many of them are going through loan modifications.

If you want to be a successful real estate investor you need to find a good real estate investment coach, it is vital to set your goals first.

The home modification may go through, is it typical for the bank to drop the property to the market value ($92k)?

We are working with a lawyer for appeals, loan modification and/or principal reduction.