As far as the retirement, the juice isn't worth the squeeze, for me.

Amen, brother.It's the mentality and lack of fiscal and moral discipline of the broke people that help keeps them so broke.It drives me nuts when I see someone using EBT cards to buy each of their 4 kids a $1.39 bottle of bug juice or other sugary drink and individual sized bag of chips.

The key takeaway and most important thing to note is that the reality of the situation is that the vast majority of tenants will pay their rent, and the vast majority of landlords are reasonably well-capitalized and won't go belly up in the first months of this thing. 

But once, when I moved to a new neighborhood, some strange lady rang the bell, I opened the front door to see who it is, she demanded to see somebody who supposedly lived there.

This creates a delay by default (even if it is only hours), and another step that could suffer from a glitch/downed service/etc.(2)  I have read stories about how easy it is for a tenant to reverse the transaction after the deposit is made, and this company's policies have made it very difficult and lengthy for a landlord to fight the clawback.When they deposit funds right into my account (as John does, that acct # is in the lease), once the funds clear there is no opportunity to unring that bell.  I

There was 120 ft from the home to the city with a 60 foot belly.

Anyway, I'm just spitballing some ideas for you and to maybe help juice the creative juices.  

We found a belly in a 120 foot segment of the plumbing (60 feet fo the 120 from the house to the city).

These deals will be the first to go belly up as the recession sinks in.

This developer going belly-up wasn't due to the coronavirus pandemic, it seems like they have been living in a glass house just waiting for something to shatter it, and this was the catalyst.