So this may all be a strong sign of impending overall DEFLATION.Suddenly it ain't so simple as the old reliable '50% Rule'.Now you gotta understand your local demographics, neighborhoods, markets, politics, long-term employment trends and probably global warming, too.So now I have to add economists, meteorologists and pollsters to my team.......

No offense, but it's not a comprable analogy, You can check all the refs, bonding etc.all you want but you never know if your contractor is one paycheck away or one day away from the street.

Since every lender has their own way of underwriting a file (global cash flow, creditworthiness, etc.) you generally want to disclose the proper amount and only more if it is requested.

-Global email/texting capabilities to all tenants-Credit bureau reporting for rent paymentsI don't need the following from the software:-Marketing of apartments for rent-Lease generation-Tenant screeningAny help would be appreciated.

After hearing the institutional perspective, and experiencing the collapse that we will all have to deal with for many years to come (no offense to the people working in the institutions!)

My bad if my question was in any way offensive to anyone..

From these posts, I am starting to feel a bit exposed and will try to develop a global fund with 20K to cover unanticipated unanticipated events.

As for the supposedly offensive comments by @Bill Gulley you guys need to get a grip.

I am the recipient here and it's just like when dealing with harassment for example.........you may not think something is offensive but it's how it's received by the individual.  

Maybe this is why you take so much offense as the truth hurts...?