Lenders are chosen by who offers the best rates and terms.

I’ve invested a little money into some stocks and another bit into cryptos since that doesn’t require me to be that invested.

Long story short, I got really lucky with some crypto investments and will have somewhere in the vicinity of 120-160k to invest in real estate next year.  

For your chosen industry you should be aware of and understand things such as growth factors, demand factors, build rates, current supply, absorption rates, vacancy rates and other trends associated with your market.Best,Jason Mileshko

I had chosen this field in slightly before the "awakening" to get into property investment.

and also curious to know a good way to word the rejection email to the people who aren't chosen. 

I have chosen to use a resource that has been doing for many years what I want to be doing, has a great deal of DFW market knowledge, and is still practicing what he preaches.As for your little dig as to why I didn't click the box, I've never noticed it before.

If I had chosen the higher payment then I wouldn't have the choice and I like being in control of my finances.

Given the low market values, it seems the solution many landlords have chosen is to offer land contracts for the properties or abandon them altogether.

Generally, a person can go to a school to gain the knowledge, skills and abilities to be successful and ethical in their chosen industry.