And we can agree the second one would be a horrible investment as it’s rented at less than 1% of current value  ($875 rent on $130k is less than 0.7%.

It's not a great property, but not an horrible one either.

As a side note, Deleware is a horrible place to inc unless your a large corporate interest, large enough to rival a publicly traded co., Deleware is amazing and designed for those entities.

I just had such a horrible experience with it that I'd just rather avoid it for now.

As you can tell, I had a client that had a horrible experience with 203k loan/lender that allowed them to get many different contractors for the repairs. 

FASS is absolutely horrible!

Thank you.Technically you can do 85% LTV on a SFR investment property, but the 30 year fixed rates are horrible and it has PMI.

Unfortunately, the exterior is brick and I'm not sure how to close this off without it looking horrible. 

The ESA exemption is also horribly abused if someone finds a sympathetic doc to write the prescription.2) Dog Bites and Insurance.

I have no saving, I have a part time job, I have no money and my credit is horrible.