But it was such a comprehensive breakdown of ROI for different renovations.

If you don't, then you essentially have no insurance on the property.But, it's when the lender is notified of the new insurance coverage that will actually notify the lender and then they will trigger the due on sale clause.

Most lenders typically will want the gross rents at least 75% (.75 DSCR) to 100% (1.00 DSCR) of the new PITIA mortgage payment.We offer programs with No ratio's, meaning down to 0.00% coverage.

Hello BiggerPockets Community,I'm a new landlord and want to ensure that I have the right insurance coverage for my rental property.

We offer comprehensive tax planning and strategies, providing valuable insights that go beyond mere tax preparation.

They are termed Debt Service Coverage Ratio. 

I don’t think you can get a DSCR loan with 1.01% coverage.

Whether you're a new investor or looking to scale your portfolio, qualifying for traditional loans can be a challenge—especially if your personal income doesn’t meet the strict requirements.That’s where Debt Service Coverage Ratio (DSCR) loans come in as a game-changing solution for real estate investors, providing an easier way to finance properties based on the property's cash flow rather than your personal income.What is a DSCR Loan in Real Estate Investing?

When I sold the house 120 days later, I noticed a $14k charge for lender-placed insurance on the closing statement.I reached out to the lender and provided proof of my coverage during the loan period.

Quote from @Michael Belz: The SROs are located in Suffern NYThis is part of my coverage area.