ex: median income $40k med income ÷ 12 months = $3,333 ÷ 1/3 (affordability ration- some will 1/4 to be conservative) =$1,111.

I have never purchased a house and I am looking into the best way to make it so the first house can be used as a rental property after a couple years after I have finished my med degree.

When he had been in there a month prior, the place was clean but on that day he found a sleeping bag, some snacks, some meds (not the legal kind), and a two-foot-long machete laid outright by the entrance. one of our Project managers (who is a young woman) had been in the house by herself several times in the weeks prior.

My husband and I plan to move back to PDX once I land a job/contract, ideally sometime this summer (came from there prior to starting med school).

On the other hand, the downside of being a Real Estate Professional is that you get to pay FICA/Med taxes (double rate for self-employed), although you do get to then dump some pre-tax into a solo 401K.

I've talked with a few, including Leif Dahleen (Physician on FIRE), Pranay Parikh (man behind the scenes on a major doc-related personal finance brand), Vanessa Peters, Doc G, Nisha Mehta, Dawn Baker, and a few others.Generally speaking a lot of the advice boils down to:1) Do not let your lifestyle inflate like your colleagues' inevitably do when they get out of residency2) Manage your med school debt & keep it minimal (you have that handled!)

From conversations I've had with my investors and friends who are physicians, the common threads tend to be 1) more money than time 2) concern about liability 3) med school debt.You will have income very soon. 

It would cover the dwelling, other structures, *your personal property, loss of use, *your personal liability, and med pay.

Hence if you give each max retirement contributions and gold-plate med insurance, this will reduce the W-2 each employee gets to figure income taxes.

If their are any other med students/physicians here I'd love to hear how you started in REI!