With the future being so uncertain I realized there was a need to do more than just rely on my job for financial security. 

Best of luck on your real estate future, it's been a fun adventure for me!

I'm looking forward to the future with everyone!

Would the 9-year balloon concern you, knowing you'd need to refinance or pay off the balance at potentially higher market rates in the future?

You can also connect with a realtor that is willing to handle this and future leases for you.

Your taxes are none of the ex wife's business and this would seem to address your concerns.I would also put her on notice that future requests for financial discovery will be two-way and if a discrepancy is seen in the other direction you will seek support from her.

@Jason Malabute: Thanks for you time and comments I appreciate it, this being my first year with rentals may have future questions, have great day

I was in a leased building, counting on a hand-shake deal to buy the property in the future.

Invest in the stock market2.

You have used home equity lines of credit to purchase investment rentals and want to know the best way to pay down the HELOCs.Between the two properties you bought, after expenses, you have $250 a month positive cashflow to use.What I like to do is pay down some principal every month with my positive cashflow.I use my extra active income from real estate commissions helping other investors to pay down the principal even more which just frees up that credit for me to use again.I know I can refinance the HELOC debt before it changes to principal and interest as it is just interest only payments as yours are.One difference is the cashflow, I have greater positive cashflow and could make the principal and interest payment in the future with the extra cashflow I already enjoy.I always get HELOCs on my income properties as well after purchasing them to pull out as much of my downpayment as possible.