Most ADUs are ground up and are cost prohibitive. you need to contract dwelling units under 1000 sq ft at $250 per square foot to make the numbers work as a builder in columbus. the cost of an adu and rezoning I'd pass on this one.

New York City allows members of the public to have roommates in both single-family homes and in apartments, provided that these roommates maintain what is known as a 'common household,' meaning they share the livable space of the dwelling unit," Under the NYC Administrative Code, no more than three unrelated roommates can occupy a dwelling unit and maintain a common household, which means you can take on one or two roommates.

Each dwelling unit shall be considered a single tenant for the purposes of this subsection.

So I have a question, I have a property that has a main dwelling and  that has a carriage house (ADU) in the back it was my first property ever bought I was severely underinsured on the carriage house.

A single family dwelling is 1 dwelling unit. 2 or more is multi-family.LOL, need to study again.

In 1984 pyschologists Daniel Kahneman & Amos Tsversky showed how humans tend toward irrational risk-seeking when facing an expected loss -- a loss like holding cash (equivalents) during inflation.  

I just know that most federally subsidized loan programs lend to people (humans), not partnerships, LLCs, or corporations. 

To make it into legal accessory dwelling units, you would need to apply for the permit to do so.

Usually it's a policy for a rental dwelling and they may require specific riders.

We now ACH payments direct from borrowers accounts by a process that is automatic without the need for human intervention, those payments are automatically recorded, and the program we use ACHs distributions into our investors accounts.7.