In this case, if this bothers you, you can run MIRR (modified IRR) and elect any discount rate you like and/or deem reasonable.Finally, and this is huge, as @J Scott mentioned, the IRR requires you to plot out all of your cash flows (including the exit) before they actually happen.

After you inspect, you modify your offer based on what you saw.

You can get a lawyer to draw up a document that you can use for all of your transactions, modifying only the trustor/trustee/beneficiary, legal description, and investor information.

I have a spreadsheet in the Files section of the site that does this (or can be easily modified to do anything in this realm)...

The bank modified the terms from 30 to 40 years at a locked 3.5%.

Sometime these rules can be modified by agreement by the seller.

Hi guys, I have a EXTREMELY motivated seller who I am looking to do a sub to deal with, at the moment she is right in the middle of getting the loan modified.

Get a generic one and ask a lawyer to modify it to your specific state and with the contingencies you desire..

The all inclusive lease can be very frustrating and perhaps you should have your lease modified to include provisions where if excessive use of utilities happens, then there is a provision to deal with it. 

RL's forms are state specific and can be modified after you receive the attorneys tweaks.