Also, my understanding is that owner-occupied means the address of the property matches say the driver's license of the individual.

Getting their info puts you in the drivers seat, rather than putting out your info and waiting for them to call.

(Three vehicles with two drivers).

I recommend the major cities in Ohio:-Columbus, great for appreciation, pp is a bit higher around $220k for multifamily-Cincinnati, has a mix of cash flow and appreciation, average multifamily around $180k-Cleveland, has alot of cashflow potential, average multifam around $140kThere are other smaller markets like Dayton, Akron, and Toledo, however there is not alot of economic drivers to those areas.Looking for cashflow?

Or, turning back on corporate interests and focus on return to Small business as primary economic driver, and cost of such would be political careers. 

@Chris Seveney@Eliott Elias@Bruce Woodruff@Bob Stevens@Robin Simon@Carlos Ptriawan@Nathan Gesner@Michael Baum thank you for biggerpockets, it changes our family life, i though before company that i work for would have more impact but real estate advice from biggerpocket is the key driver lol lol

@Amanda McAvena I work and grew up in the Hudson area and now live just across the river in Catskill (7 minute drive). Rents

MLS has public access links, so if this is your only driver to being licensed, maybe evaluate your needs to license. 

See her with your eyes, and ask her to hold up her drivers licence to the camera while inside the house.On the same call you might want to talk to her about changing the furnace filters regularly to prevent damage to the furnace (sometimes in the all the commotion of moving they forget).Walk her over to the filter door and have her open it on camera, so she knows how--and tell her to never run the furnace with no filter.

Then go deep into learning those markets, the neighborhoods, the prices, the rental rates, the employment drivers, etc.Then find properties that meet your criteria.