We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

But it was pretty scary knowing that some of these people did not have a lot to lose and they could easily come down to my door and cause a great deal of harm to me persoanlly or property wise.

What's the harm, right?

If they decide to get a new pet then no harm no issues.

Take your pick, from pork bellies too mortgages, so to speak of the risk factor there is like saying it's headline news that starring into the sun can harm your eyes. 

I think there are steps you can take down either path that could be helpful or harmful.

After all the sole focus is collect your rent so who cares if this does actually exist and could do harm both mentality and physically. 

@Hunter Harms You say you are dealing with the bank , so they are probably foreclosures .  

Oil industry has been hit hard and the vacation industry has been harmed.

However, because you are also living onsite you need to view it in context with apartment price points which are probably substantially lower.I'm not sure who financed the property for you, but I don't think there is any harm in asking what would be required to change the term of the loan and recast it for 30 years.