Will you make the hard choice and suffer for a while in an effort to improve your situation?

Clifford, I think "when" is when your portfolio starts to suffer because you/your employees can't keep up with the demands of the repairs, chasing after tenants for rent, etc.

They still suffer, IMHO, from being run by brokers and don't have a sponsor-centric DNA at the core of what they're offering, but perhaps that will change in time. 

Which to be honest there was no business without me paying bills, meeting people, getting contractors, paying the two mortgages, paying for the flip, doing the work.This is what leads to hurt feelings, where friends and family can suffer from. 

Sure it suffered due to COVID, but you want to buy when there is distress.

That can work if your only planning on holding a property for a limited time then pass the hot potato onto the next guy, even then your resale will suffer.

My house of cards collapsed and I suffered a long time as a result.  

Once you did show up, he realized he wasn't dealing with a traditional owner, rather an investor and felt like you should either a) pay for the pain and suffering of waiting around for you and/or b) hoping you are an idiot and willing to pay a ridiculous price for what sounds like an easy job. 

Lending Club doesn't seem to suffer from that as much.I personally like Lending Club's reports and ability to filter notes by different criteria over Prosper's.Both have a great trading platform where you can buy and sell notes on an open exchange.  

You'll avoid much of this if you know your buyers first then find what they want, use an option, assign the option for your fee and get out of the deal having the seller contract with the real buyer.Going the other way, you can be liable for various aspects, specific performance, taking a property off the market and or dealing fraudulently, misrepresentations that can take you into all kinds of losses suffered by a seller.This strategy is good to understand as you can facilitate a deal from time to time, but doing it as a business when that's all you do you can have issues with a real estate commission facilitating sales without a license.