Keep your loans and business in order and they will never stop throwing money at you and you might even get a call from someone like me about a chance to buy a note that is in trouble with another property that could end up as yours if they default further.While you can go get a simple line of credit on a single family house through the consumer side of the bank and use that to buy a bass boat or any other toy you want without worry while the tenant repays the loan; if you do something like that on the commercial side.....you will be in the dog house quick to say the least.

It is also located 2 minutes from a beautiful golf course, 5 minutes from 2 lakes where you can kayak/fish, and 10 minutes from Killington Resort where there is also a golf course and downhill mountain biking.

These were largely sourced pre-CV19, so eat the fish and spit out the bones.The DTI percentage range varies by lender, and is less than what you will find for an owner occupied property, due to lender risk.

The area offers typical outdoor activities like boating, hiking, fly fishing etc.  

An RMLO in some states could have been selling fishing tackle or cars 6 months ago, took a twenty hour class, got a job at a mortgage broker's office or bank and then start drumming up business in areas they don't have a clue about.

Most people go for the sale right away, which is the wrong method.All you're doing is fishing to find qualified prospects. 

I spent the morning fishing yesterday with a good friend who is in escrow for a package of 75 of these properties on 70% owner-financing.  

Not sure where you're buying and hold properties are but there are plenty of fish on the south side. 

In addition to being a pharmacist and aspiring REI, I have a passion for fishing.

They're small fish in a big pond dealing with the likes of Lockheed, Raytheon and Boeing.