It's like saying this would be a killer cash flow rental if only I didn't have to think about vacancy rate and maintenance cost!

If you were to ask around on BP for what a typical expense ratio is for small multifamily properties, averaged out over longer periods of time over a wide range of markets, you'd probably get answers ranging from 45%-50% (including everything you've shown here, plus all of the big killers you're not.)

One big roof is more cost effective than putting panels on multiple smaller roofs (depending on the project, that can be a deal killer).You're meter will spin backwards when you are making more power than using and get credits on your bill to offset times when the sun isn't out, but you can't over produce and get money.  

Accelerated bi-weekly even more so unless I can find a killer deal in the future.

The main killer is your cashflow.

Even with 4 bottles of febreeze (or they will know you're hiding something due to the large amount of oder killer).A bank owned property that has already been through foreclosure and not been purchased by an investor will OFTEN sell for LESS than the bank was trying to get at foreclosure.

Do i try to find a killer apartment deal?

Banker is thinking we aren't going to have something other than our meat and potatoes unless someone brings us a killer deal that will make us a pile of money. 45 minutes of paperwork to a banker is like nothing.

Once you find a killer deal, you may need to close quickly so you want to be sure your lender can respond in the time needed.Most lenders structure their deals to charge points (a percentage of the loan) and interest.

That's a deal killer for me.