The lender is still counting that mortgage against you although you have rental income that far surpasses it.

Knowing the end result is there and that its possible to reach my goal and ultimately surpassing my goal is very motivating.

https://www.experian.com/blogs...The average FICO score by age doesn't surpass 700 until the 50-59 age bracket.

Mike,If you've already bought an investment property, and it cash flows, you have already surpassed probably 75% of the people here.

I think that is close or surpasses your expectations.

*grins  Just be aware that could possibly affect your resale value down the road.From what I have seen (I toured a modular home plant near Elkhart, IN) and read in various trade magazines, modular homes are very well built, surpassing stick built homes in many cases due to a controlled climate and environment during manufacturing. 

I put together a power point presentation based off of Brandon Turners book (Rental Property Investing) to market to friends and family in Los Angeles, CA however the combined experience here well surpasses my own.

I started with much less money than that and have now surpassed it.

This salary will continue until I believe 3 months of commission sales surpass the salary payout every month in which I will transition over to 100% commission.

It may well surpass the worst flu seasons we ever have, other than the proper pandemic ones...