High DTI...difficulty finding a lender

[Anthony Sgro]

Hey everyone! I've found my first rental property that I would like to put an offer on, however, I have an DTI of 46%. I have plenty of cash for a 25% down payment, but I'm having a hard time getting past my high DTI. Unfortunately, it's mostly due to my primary home and not being able to put my fiancé's income to factor it in (she does not want to go on my "adventure" of but and hold real estate).

Does anyone have any advice with my predicament? Thanks!

[Jared Rine]

@Matt Nico  @Anthony Sgro...not trying to hijack thread, but the DSCR loans are definitely back in motion. Some lenders paused them as Covid started, but some of the better ones are back (obviously with adjusted guidelines and terms), but still getting them done. Don't know if that's an option, but just thought I'd put it out there.