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Updated over 4 years ago,
High DTI...difficulty finding a lender
Hey everyone! I've found my first rental property that I would like to put an offer on, however, I have an DTI of 46%. I have plenty of cash for a 25% down payment, but I'm having a hard time getting past my high DTI. Unfortunately, it's mostly due to my primary home and not being able to put my fiancé's income to factor it in (she does not want to go on my "adventure" of but and hold real estate).
Does anyone have any advice with my predicament? Thanks!