When I have some free time, I'll research other options that won't cost a fortune for the small guy.

It's free to sign up for an account and the savings account has a very competitive interest rate.

Not sure how old you are, and $200K in a 401K may be a little or a lot based on age, there may be so many implications taking out money from your $401k, especially if you are still working for this company.feel free to reach out for tax advice

If you are renting then it can be semantics; a lot of older homes had no closets at all, only free standing wardrobes.

Feel free to reach out at any point with any questions, or just to get a sense of how the market is doing overall.

If you need any contacts that would travel to do the work feel free to DM me.

The tax expert knows more about whether or not the future is affected by changing the use between 2023 and 2024.If you are worried about paying taxes on rental income, you might consider that you can rent your home out tax-free for (I believe this is correct) 14 days of the calendar year. 

one of the incentives we can offer is free property management.let me know if i can help answer any questions.

Check out FilePlace, where user-created forms are available for free.

Simple does NOT mean "easy" or pain free.