@Patrick Roberts @Chris Seveney - End all be all these divisions of banks and NMLS know more about me that I I know about me, lol.  

The bank has to order the appraisal and the bank can't even order it directly.

Hi Jayce, we got the seller to carry back the portion of the down payment and the bank to finance the 1st position on the rest.

I've done refis with section 8 tenants in the units from traditional banks and dscr lenders.

Kendall Knight with First Horizon bank for lending.

I got better terms than I could get with a bank.

If its a solid investment:You can bank on the market and the status of the major economy.

.: I work for a bank that lost $3 billion last year.   

We sold 3 locations that had little debt on them with great cashflow, stayed heavy in cash, our stock return was only around 11% versus 25% since we went conservative, have two projects banks have already greenlighted with no downpayment on our part using cross collateralization with other properties- built in $2.5mm equity creation in 3 years in those projects, on hold for now.  .   

Not only that, prices are so high our local banks won’t even finance investment properties in Big Sky.