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Updated 29 days ago on . Most recent reply

Cosmo DePinto's profile image
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Cosmo DePinto
  • Investor
  • from Long Island, NY
  • Member since Oct 25, 2021
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Cosmo DePinto's profile image
Cosmo DePinto's profile image
Cosmo DePinto
  • Investor
  • from Long Island, NY
  • Member since Oct 25, 2021
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Cosmo DePinto
  • Investor
  • Long Island, NY
22
Votes |
35
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General Real Estate Investing

Section 8 and DSSCR Loans

Cosmo DePinto
  • Investor
  • Long Island, NY
Posted

When applying for a DSCR loan, can you base the rent off a section 8 tenant? Or does it have to based off a straight paying tenant? Thanks in advance.

Atlanta, Georgia
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Tim Delaney's profile image
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Tim Delaney
  • from Buffalo, NY
  • Member since Apr 7, 2018
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Tim Delaney
  • from Buffalo, NY
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Tim Delaney
  • Buffalo, NY
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Tim Delaney
  • Buffalo, NY
Replied

Rent is rent. I've never heard of a lender that wouldn't count Section 8 payments as income. If anything they are even more reliable. I've done refis with section 8 tenants in the units from traditional banks and dscr lenders.

  • Tim Delaney
  • Podcast Guest on Show #6
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