I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I'd note, these can vary widely by region. 

The terms can vary, but the goal is often to cash-out refinance later and use the property's increased value to repay the private lender.To qualify for private or hard money lending, lenders typically look at factors such as your creditworthiness, the property's potential, your experience as an investor, and your ability to generate positive cash flow from the investment.Please feel free to send me a PM.

It varies.

However, state laws vary, so consult a real estate attorney.Hard Money to Conventional Refinance: Purchasing through a hard money lender in an LLC, then refinancing into a conventional loan after the rental history is established, can help secure better loan terms.State-Specific Considerations: Some states impose transfer taxes when moving a property to an LLC.From a tax perspective, LLCs are typically pass-through entities, meaning rental income and expenses flow to your personal tax return with no direct federal tax benefit.

The heloc requirements will vary by lender as these are mostly done by banks using depositor funds - they will all have slightly different requirements and will not follow conforming loan guidelines.The LTVs for R/T and cashout refi's will be based on the new appraisal completed during the loan underwriting for the new loan.

If you go after the judgment, go in knowing that results vary, and it can take time.

The areas they are in vary dramatically and you should be careful with sight unseen investing in the City unless you have someone on the ground that you can trust to properly evaluate properties and neighborhoods.

I've seen this vary around town between $25 up to $100k depending on the size of the unit. 

I do understand that the answer likely varies depending on location - this is in a very nice suburb of Philadelphia.