If that is the case you are free to reorganize.

Now that my second rental is filled I can take the next steps of reorganizing this debt. 

It looks like we can submit a response tot he amended reorganization plan even though a 3rd party without standing. 

We did floors and paint, gave the bathrooms and kitchen a face life, reorganized things a little, and furnished it beautifully.

The bankruptcy court decides what you get paid, either from liquidated assets or through reorganization payments.

So if you do want a HELOC get it before you move out.HELOC - Pros: Fast cash, easy access, flexible; Cons: Floating rates or higher rates, less available equity as cash, short AMMO; use to take advantage of opportunities quickly then find long-term financing later, best to pay of quickly due to increased expense over other financing optionsCash Out Refi Mortgage - Pros: Excellent terms (low INT, long AMMO, higher LTV=more cash), stable/low INT rates; Con: SLOOOWWW to take out compared to HELOC, slower to reorganize/restructure or close out; generally these are good for financing other deals that are longer term and stabilized in nature. 

Bankruptcy is VERY complicated, and you should ask a specialist in that area.If it is a Reorganizing Chapter 11 with a Debtor In Possession, or with a Trustee, you will need to ask a bankruptcy attorney. 

I work with many people who jumped into goal setting and skipped the why step and we spend quite a bit of time reorganizing their investing roadmap (sometimes repositioning whole portfolios to get them the results they actually desire in life).

I work with many people who jumped into goal setting and skipped the why step and we spend quite a bit of time reorganizing their investing roadmap (sometimes repositioning whole portfolios to get them the results they actually desire in life). 

No financials are available and no one else has access to the account except him.We are trying to reorganize and set up a proper structure for the HOA, and the first thing we face is we can't even hold an annual meeting because two of the owners are overseas and can't attend physically.