Thoughts on current financial position?

[Justin C.]

I own 2 rentals with the second one just coming to market.  Total investment of my own money is $25k, however I have borrowed $55k at 8.5% interest only through a private lender, and have another $30k between (2) 0% credit cards.  Now that my second rental is filled I can take the next steps of reorganizing this debt.  Any solid suggestions on what to consider?  My credit is 800 as of this post, but I have spend a TON this last month getting #2 to market.  I also have no personal debt besides my primary mortgage and car payment.

Total Cash on hand: $4k

Total Business Debt: $85k not including my $25k invested

Total Value: $135k between both house

House 1 value = $55k and rents for $675

House 2 value = $80k and rents for $900

I would prefer not to sell either of these but I will if needed.

Please let me know what you would do.  Thank you in advance!