In HI it's the other way around Bruce, in practical tem, it's only possible to do Airbnb in HOA.

FYI:Type 1 STR: Owner occupied single family, duplex or multifamilyType 2 STR: Non owner occupied single family or duplexType 3 STR: Non owner occupied multifamilyFor some reason, certain council members - especially Mayor Pro Tem Kathie Tovo - seem to have it in for STRs in Austin.

Opinion on re-finance terms:
Im currently at 3.625% with about 26 years left on a 30 year fixed. 

I was offered 2.8% 30 year fixed on a VA IRRRL refinance. Loan would
re-set to 30 years, but principle and inte...

Which I originally though of renting long tem but i am also near a hospital the hollywood beach and restaurant bars.

We are considering the idea of performing a “point count” analysis (or TEM).

If this is a longer tem play, that would be a major factor for me. 

In my experience the worst are Pro Tem judges.

Get tem from titloe companies, agents, and even the free sites like Zillow.

What are the tems?

DOn't forget mortgage brokers and credit unions, they may make shorter tem loans for what you want....good luck