What would the best financing option be for me?

[Adam Craig]

I am going to do rehabbing/flipping in addition to SFH rentals. I am a business owner that looks good on paper. High income, good credit score, low debt, and good cash reserves and ability to be 20% down if needed.

I want to look at properties with a serious intent to buy somewhere in the 35-90K range. But I feel like I cant make offers because I am not financed.

Where should I look for money? Banks or hard money?

I would love to be approved for a set amount then look for houses knowing I I have the cash to buy them. But does it work like that? Or do I have to find the house first then try and get financed based on the ARV.

Loan terms would be 2-6 months. Thanks