There's analysis out in latest 48 hours that the spread between SOFR and EFR is exploding.

If this is your first time doing value-add multi, probably need a hard money bridge loan (which isn't cheap - probably SOFR+500bps+).

With Treasury and related rates such as SOFR on the increase, Wall Street is expecting greater returns from the HMLs they support, thus compressing their margins as they compete among themselves.

I stumbled up on BiggerPockets while trying to learn how to get started as a real estate investor.So here I am, I know that things are done a bit different here since we live in different countries, but I do believe that I can learn many things from all of you and then apply them to my particular case.PD: My English isn't perfect so please be pacient :Dkind regards,

At 5-years, the interest rate adjusts to a new rate based on the prime, SOFR or whatever. 

Also, not sure if you are aware of what is going on with LIBOR but major institutions will be issuing new floating liabilities in SOFR rather than LIBOR in the near future. 

I am in a time crunch to hit certain goals within 10 years.I pay some attention to fed rate increases, but more and more attention to treasury bonds and SOFR.

Many of the caps these days are based on SOFR, and what used to be a 60k cap for 1 point is now a 600k cap for 3 points. 

The interest rates since signing the contract have shot up drastically. 30 years fix, 20% down it will be -$900 per month negative cash flow.6 months / 6 months SOFR AMR at 3% rate, 20% down it will be -$200 per month negative cash flow.

We're getting a floating Freddie Mac 10 year term, 30 year amortization, 75% LTV, 248 bps spread over the 30 day SOFR, right now around a 2.58%, 5 years interest only, 1% prepayment after 12 months.