And it doesn’t matter if it’s CA TX  ID AR or FL Subject To can be done SAFELY, out of state, too.More info at the link provided by Bigger Pockets, just below.

Quote from @Kevin Lee: Glad to see there are some subject matter experts here! 

I suggest running an analysis and just sharing it here on BP.I am also happy to hop on a call and point you in the right direction based on some of my experiences- no matter what, keep at it...this stuff takes time.If you get a deal here in Chicago and need to partner up, I am your guy!

.: Good afternoon BPers🫡,Will property insurance pick up the tab on something like vandalism or does the policy have to contain some type of clause built in regarding this matter?  

Now this does create a chain of liability where you (the employer) is liable for any misdeeds by the non-licensed employee be it by intent or ignorance, it will not matter. 

I know the larger companies around here were charging up to 25% but it will probably vary no matter where you are at.  

That said, location matters a lot.

Time horizon matters a lot too, talking to a client in their 60's wanting to retire is very different than someone in their 30's looking to build and accumulate wealth. 

In FL PS only provides about 37% of the leads/oppertunities going through the county records offices (I have  study I have done comparing the 2 to back this up if you want me to post it/send it) recorder offices Florida and Hilsborough are obviously competitive but if your getting information before everyone else and using it fast in the market where it matters its not so competititve.If your leads are for say absentee owner, tired  landlord then you want the owner to have had the property for longer to hopefully increase motivation.

Here's her most recent thought on the matter if it helps: "Lack of inspection during building by project managers [is the problem].