The Mountain Roots Group specializes in residential real estate with an emphasis on STRs, and investment property. The areas we service are destination markets, and rely heavily on investors and tourism to fuel the local economy. We do our best to stay on top of changes within the communities that directly affect investors so we can provide the most up-to-date guidance to our clients. Having resided in North Georgia for over 25 years we are intimately familiar with the area and we have developed relationships with many of the local agencies and authorities. Our mission is to help guide our clients to the best property that achieves their financial goals.

My name is April Patterson. I grew up in central Oklahoma until joining the Navy at 21 years old. The Navy brought me to Naval Air Station Whidbey Island in 2003. I have been here ever since. I took multiple programs at Skagit Valley College. I completed my Human Services degree and the Entrepreneurship program as well as the Criminal Justice program. I chose to become a Realtor because I saw the benefits of building generational wealth and wanted to help others along their journey. I am a strong advocate of veterans services as I am the Finance Officer for the American Legion in Burlington, WA. I love the Pacific Northwest (PNW) community and supporting local businesses. I am involved in Rotary, multiple chambers, veterans services, and more! I look forward to showing you why having a local agent to advocate for you matters!

Masters Commercial Capital Group has some excellent solutions to offer you. These include: Conventional Programs: We provide conventional loans for up to $100,000,000 for stabilized investment and owner-occupied properties such as multi-family buildings, industrial parks, and mobile home settings. Bridge Loans: We offer bridge and hard money loans up to $100,000,000. These have variable rates up to 14 percent, cap out at 80 percent LTV, and have interest-only amortization. Equity and Mezzanine Financing: We are able to provide equity and mezzanine funding options that can be tailored to each customer’s specific circumstances. By representing high-net-worth investors and capital sources, we can fund transactions up to $100,000,000 or more. HUD and FHA Programs: These government-sponsored programs designed for projects such as multifamily rental housing, healthcare facilities, hospitals, and senior-citizen housing. They can be used for new construction, acquisition, and rehab projects. We offer HUD and FHA loans of up to $50,000,000. These loans are non-recourse, fully amortized, and come with low rates. Commercial Mortgage-Backed Securities (CMBS) Lending: We can provide CMBS financing backed by pooled and securitized commercial properties. These properties are transferred to a trust, and then bonds are issued to investors. Low-interest, fixed-term financing is available up to $50,000,000. Financing for Construction: We can provide financing for construction projects. We require that the principles are experienced with equity. Financing amounts range from $10,000,000 to $100,000,000+. SBA 7a and 504 Loans: We offer these loans for owner-occupied properties as well as hotels (Flagged and non-flagged). International Financing: We are experienced in the European and Eurasian commercial real estate markets. We can offer structured debt, equity, and mezzanine financing for most types of international real estate. Financing can range up to $1,000,000,000. FIX & FLIP OPTIONS When you plan to take on more than one project, you may benefit from a fix and flip line of credit. This allows you to borrow exactly the amount you need as soon as you need it, as long as you stay under a certain limit. Lines of credit have a number of advantageous features: Closings in under 18 days Access as much as $100,000 to $5 million Low fixed interest rates Applicable to more than 500 projects Terms as long as 24 months Loan-to-value of 95% of remodeling expenses and 90% of purchase price Loans If you are focusing on just one property, try a fix and flip loan. These loans have many of the same features as lines of credit, with a few minor changes: No penalties for prepaying Receive as much as $60,000 to $10 million Loan-to-value of 100% of remodeling expenses and 85% of purchase price No matter which option you choose, our fix and flip financing solutions are created to help you get the funds you need efficiently and affordably. Give Masters Commercial Capital Group a call today to begin discussing your application.

Over the last 20 years I have helped countless investors do everything from house hack to buy multifamily properties and everything in between! I have myself bought a triplex to house hack and then eventually sold it to buy more properties in a 1031 Exchange. I am passionate about helping people buy properties that can help grow their wealth and make strategic investing decisions.