Go work with community banks, regional banks, and local credit unions.

All but one of the family members are on board, and we collectively own the majority, but it's 55% and the bank requires 60%.

Try calling Spring Valley Bank (513)-761-6688. 

ASSET BASED LENDINGNote: Hard money is defined as average loan size under $2M, average loan hold duration under 2 years, and not a bank. 

I did all of my loans with small local banks in my area and was always happy with the rates and service.

My though process in undercutting the bank by 1 % was to possibly attract qualified buyers.

These same banking regulators required banks (which include Trust Companies) to hold reserves of safe assets.

Some banks recorded assignment behind our loan other banks just held the orginals in their vault along with an alonge.4.

The process protects both their system and users against fraud and aligns with banking regulations, especially given the financial data involved in property management.

I have also started a youtube channel (recently) to teach others how to GC and be profitable, youtube.com/@brady_morgan .My first piece of advice is not to shop banks until you have engineered plans.