The seller and BOA in most cases are more interested in taking the offer that in their opinion has the best chance to close in a timely matter even if it leaves a few thousand on the table.Your chances of contacting the bank directly are very slim, banks are not in the business of selling houses, which exactly why there is an agent involved.

I have one in the que at BOA that's been a nightmare, as expected.

Attempting to purchase a BOA shortsale with USAA as the 2nd mortgage.

Depending on whether you're banking with a large bank (Wells Fargo, BoA, Chase, etc) or whether you're working with a smaller/regional bank, you might see requirements anywhere between 20-40% down on investment properties these days.At least that's been my experience the past few months...

I guess it depends on the state and how hard you were hit by the crash.I have two old HELOCs with BOA.

I found the documentation and it is a BOA property.

Next week I plan to apply for a home loan at BOA.

Between both deals, one HUD and one BoA foreclosure, he's made at least $2000.

Management @ BOA to explore any options since they own the note.

As stated by other, BoA, Chase, etc., also have these products.