Landlords! Refi offers maybe finally true

[Ed O.]

For a long time I have recieved many solicitations for various refi programs, boasting of no fees and appraisals, etc, only to find out that I should've never recieved the mail in the first place. Today, for the second time in 2 weeks, chase spent $10-15 to get an overnight package to me to try and get me to refi under a similar program.
To summarize: there's no fees and no appraisal. There's a 5 day window to get in. If you miss the opportunity, too bad, so sad. The requirements aren't terribly rigid and we'll see the rate drop a full 2 points. It does sound way too good to be true, but I'll be faxing in the papers and hopefully closing in 30 days. I have completed the first part of the application.
So, if an offer like this arrives at your house, at least call them up.