They only do soft pulls.Cheers!

You will have around 10-20k in soft costs before you can get approvals in place.

I wouldn't recommend land flipping as a strategy unless you are prepared to entitle the sites and spend money on soft costs to have the sites shovel ready.

And not to toot my own horn, but I haven't met a single decent handyman in Pittsburgh who doesn't own at least one rental property.I've been renovating properties with my once baby-soft teacher hands now for 13 years.

The the properties that are not foreclosures or bogus, you call on, or you could train a VA to call and make a 'soft pass' with the seller.

It sure doesnt take much in cost overruns or a soft market for 10% to turn into 0%.

For a soft landing it seems like we need to quickly see wages/job growth/consumer spending to get reigned in fast.

Or $30,000 RVs and $40,000 bass boats?

Just be mindful if you are originating a construction loan, a bank that lends up to 80% LTC often means 80% of acquisition price, soft costs, settlement costs and interest payments.

The attacker isn't going to say " well you aren't used to practicing that hard in class so let me just hit you softly and not as fast ".To people that say they do not have time it's a balance of priorities.