With the new passing of a bill called the Financial Choice Act, which scales back or eliminates many of the post-crisis banking rules under Dodd Frank, I wanted to know what other BP members thought about this topic, and how they feel this will impact real estate as a whole, and specifically in their markets.

When I was living in downtown Dallas from 2006 - 2011, the economy was still recovering from the oil bust and savings & loan crisis from the late 1980s.

As a global investor who survived 3 currency crisis in Russia i can tell you - right now (with 3-5 year horizon) the dollar is the nicest house in the bad neighborhood.

Offers in by Monday.We have a crisis of low inventory in the city, so when deals are posted, they don't last long.

What I experienced during the housing crisis was the rents did not fall nearly as much as the home prices (My total rent decline was $50/month). 

Our partner has over 10 B/C class apt communities in Houston and their occupancy held up well during the oil crisis, slightly increasing during that time while class A occupancy got hammered.  

During the financial crisis & real estate meltdown, many solvent companies/people went bankrupt because they didn't have enough liquidity, and therefore defaulted on their obligations, and some/many (technically) insolvent companies which had a decent amount of liquidity survived the crisis.  

Not sure lenders would go for this set up today.. but that's what we did when the first down payment crisis hit.

I've walked away from some good deals on apartment buildings back during the housing crisis because I didn't feel comfortable making a "real world" intelligent offer.

I would like to do this diplomatically but I don't even know what legal options she has here.Advise?