I was able to save up a lot of money, but then I - in all my youthful intelligence - decided to indulge myself in the hobby of motorsports and Ford Mustangs. 

Thank you for your indulgence, we do appreciate your time and we look forward to a very educational experience here.

If you'll all indulge me, I'd like to provide some basic info, current financials, photos, and potential seller financing loan terms that my husband and I have talked about.

It's a multi in our home town and by all accounts a pretty good deal.As we are unfamiliar with this whole process please indulge my newbie question.

It simply means tenants (occupants) of the property are responsible, pay on-time, and don't damage the property, don't indulge in criminal activities or violence nor pose threats). 

Their over indulgence to get the best deal on financing and save $500 cost them $100,000 in profit. 

That's happened to all of us, whether the topic is a multi-Million Dollar real estate transaction or who's bringing dessert to a holiday dinner with family.There are lots of other topics, but this is, in my opinion, what should be present at a minimum to be a 'good' book on negotiation. 

No modification to this document or indulgence by any holder hereof shall be binding unless changed by an agreement in writing signed by both the Borrower(s) and the Lender. 

There will not be a uniform number and there are a lot of variables before one can give a concise answer but at what percentage is reasonable for the bank to indulge in a short sale?

Stay frugal, enjoy but don't over indulge, many finding "new money" find out they can spend it faster than they can make it.