Wise is an international bank that allows you to deposit and display statements in whatever currency you choose.  

Also, even if it's true that is has been working to avoid the DOSC so far, my understanding is that any "outright sale, deed, installment sale contract, land contract, contract for deed, leasehold interest with a term greater than three years, lease-option contract or any other method of conveyance of real property interests" can trigger the DOSC (quoting the bank definition of transfer or sale), meaning that banks could still call these loans due despite the executory contract/land contract if they so choose. 

If you choose to move forward, I recommend having a backup plan in case Hawaii outright bans STR.

The host can exert too much time to collect or they can choose to not collect and pay the expense.  

This takes a little more work, but it's the fairest and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

There are several to choose from!

Again, depends on how you're planning to use the property (exclusively investment, blended occupancy/rental, or full-time occupancy) - if investment only an LLC would be the move. 

The lender can call the DOS if they find out & choose to. 

Curious what scenario you would choose,  A.   

I want to learn from experienced landlords here, how much deductible should we choose?